Property insurance provides coverage for buildings, contents of the building and exterior items, such as signs, fences and property kept outside. This insurance policy may include:

• Arson, theft and vandalism
• Discounts for Fire and Security Alarm Systems
• Loss of Use
• Stained Glass Windows
• Wind/Hurricane Coverage available

Liability coverage protects the church against claims of bodily injury or property damage as well as libel and slander. Medical expense coverage is also included in this coverage. This insurance may include:

• Pastoral Counseling
• Directors, Officers, Staff and Members’ Liability
• Molestation and Sexual Abuse
• Church Sponsored Activities
• Medical Expense

General liability coverage also includes protection from claims filed from a minister’s spiritual counseling as well as any violent incidents occurring during a church-sponsored activity.

Liability insurance covers church members, employees, officials, staff and volunteers.